Real numbers. Real strategies. No fluff.
Personal finance for physios, doctors, dentists, and every clinician who lost their 20s to grad school. Written by a practicing physiotherapist + Certified Financial Counsellor — no commissions, no products to sell, no whole-life pitches.
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What makes up a credit score?
There are five components to your credit score. Each component has a different weighting and can impact your score both positively and negatively. This will in turn effect your ability to purchase many assets/liabilities