MEET ROBIN.
Healthcare pays well. So why are so many of us broke, burned out, or one bad year from quitting?
I'm a practicing clinician and Certified Financial Counsellor. I built a multi-million-dollar estate without leaving the clinic , and without selling anyone a product to do it.
I'm a practicing physiotherapist who quietly built a multi-million-dollar estate while still treating patients. I'm also a Certified Financial Counsellor (CFC) —which means I'm trained to teach this stuff, but I don't take commissions, push other people's products, or pitch you whole life insurance. What I sell is what I built myself: a course and a few e-guides.
This site exists because nobody who looked like me ever taught me how money works. Six years of school, a payday that should have felt like freedom — and I still felt broke. I figured it out the hard way. Now I share what I learned with the next clinician walking through the same door.
How a physio ended up teaching money.
I graduated from McMaster with a Masters in Physiotherapy — debt-free thanks to scholarships — and a vague plan to "make money one day." Most of my classmates weren't so lucky. I treated patients full-time for years before I realized something uncomfortable: the highest-earning clinicians I knew were also some of the most financially anxious people I knew.
So I started reading. Then I started making real-money mistakes — the kind that hurt. I took a 90% capital loss on a single bad bet. I spent over $145,000 on personal-development courses chasing a shortcut. I misallocated investments for years. I learned what I learned by paying for it.
Somewhere in the middle of all that I picked up the Certified Financial Counsellor (CFC) credential — Canada's only consumer-protection-focused finance designation — and I started writing. The newsletter grew. The blog grew. The courses came next. None of it was the plan; all of it came from the same place: I wish someone had told me this when I was 26.
I'm not a suit. I'm a physio who still works clinically, owns rentals, lends privately, indexes the boring stuff, and shares the real numbers every quarter. If you're a clinician who's earning more than ever and still wondering where it all goes — you're in the right place.
Where I learned this stuff.
Traditional
- BSc Hons, Kinesiology — Queen's University
- MSc, Physiotherapy — McMaster University
- Clinical Professor — McMaster University
- Certified Financial Counsellor (CFC) — Canada
- 14+ years in clinical practice
Real-World
- Lost 90% of a TFSA on a single bad bet — and rebuilt
- $145K+ spent on personal-development courses chasing shortcuts
- Years of misallocated investments — fixed with the boring fundamentals
- Multiple businesses launched, scaled, and learned from
- Quarterly portfolio transparency — the real numbers, every time
No suits. No jargon. No pitches.
I'm one of you
I still treat patients. I know what burnout, clinic politics, and the post-grad-school money panic feel like — because I've lived all three.
Transparent about failures
Every mistake I've made is documented. Real numbers, real losses, real lessons. Most "advisors" hide their track record. I publish mine quarterly.
Community over commission
No commissions. No referral fees. No products I didn't build. A portion of every course sale supports The Dream Dealer — a charity giving kids access to opportunities they wouldn't otherwise have.
Ready when you are.
Start with the free Sunday newsletter, or go straight to the course. Both built for clinicians by a clinician.
As Heard On

“Robin has a focused, systematic approach to teaching health care professionals about financial management. He works with you to identify your problem areas and then shows you the right tools needed to improve them. Robin is the right person to help you plan for your goals and success. ”
-Eric O. Physiotherapist, Clinic Owner