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Personal finance for physios, doctors, dentists, and every clinician who lost their 20s to grad school. Written by a practicing physiotherapist + Certified Financial Counsellor — no commissions, no products to sell, no whole-life pitches.

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My fourth year running an Airbnb
Real Estate Robin Valadares Real Estate Robin Valadares

My fourth year running an Airbnb

Have you ever wondered about renting out a bedroom and bathroom of your house for short term rentals? That’s what I did in 2022. My platform of choice is Airbnb, learn how I became a super host and house hacked my way to living close to mortgage free. Check out my 2025 Year in Review

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How a Strong U.S. Dollar Impacts Your Portfolio
Investing Robin Valadares Investing Robin Valadares

How a Strong U.S. Dollar Impacts Your Portfolio

When the U.S. dollar strengthens against other currencies, its effects reach portfolios across the globe. For Canadians, this could mean changes in the value of U.S. stocks within a portfolio, while American investors may see impacts on global purchasing power and the performance of multinational companies.

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Reevaluating Debt Repayment Strategies Amid Interest Rate Changes
Debt Robin Valadares Debt Robin Valadares

Reevaluating Debt Repayment Strategies Amid Interest Rate Changes

Interest rates are still significantly higher than in recent years, which impacts how we should be thinking about debt repayment. For many, especially health professionals juggling both personal and business debt, this high-interest climate demands a serious rethink on how we approach debt.

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Inflation-Proofing Your Finances: A Healthcare Professional’s Guide
Mindset & Lifestyle Robin Valadares Mindset & Lifestyle Robin Valadares

Inflation-Proofing Your Finances: A Healthcare Professional’s Guide

The rising cost of goods and services impacts everyone, but for healthcare professionals—whether employed or self-employed—it presents unique challenges. Inflation erodes the purchasing power of your money, making it essential to implement strategies that not only protect but also grow your finances in this volatile environment

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How Inflation is Eroding Your Wealth
Robin Valadares Robin Valadares

How Inflation is Eroding Your Wealth

Your savings account pays you 0.5% but the inflation rate is 5%, so your real rate of return is -4.5%, and you're wondering why you can't get ahead?

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My second year running an Airbnb in my home
Robin Valadares Robin Valadares

My second year running an Airbnb in my home

Have you ever wondered about renting out a bedroom and bathroom of your house for short term rentals? That’s what I did in 2022. My platform of choice is Airbnb, learn how I became a super host and house hacked my way to living close to mortgage free. Check out my 2023 Year in Review

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2023 Portfolio In Review
Robin Valadares Robin Valadares

2023 Portfolio In Review

Financial Transparency = Financial Literacy. Why are we so afraid about talking about our financial success and failures? Take a look at how 2023 has treated my portfolio so far.

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2023 Portfolio Mid Year In Review
Robin Valadares Robin Valadares

2023 Portfolio Mid Year In Review

Financial Transparency = Financial Literacy. Why are we so afraid about talking about our financial success and failures? Take a look at how 2023 has treated my portfolio so far.

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My first year running an Airbnb in my home
Robin Valadares Robin Valadares

My first year running an Airbnb in my home

Have you ever wondered about renting out a bedroom and bathroom of your house for short term rentals? That’s what I did in 2022. My platform of choice is Airbnb, learn how I became a super host and house hacked my way to living close to mortgage free.

Read More
2022 Portfolio Year In Review
Robin Valadares Robin Valadares

2022 Portfolio Year In Review

Financial Transparency = Financial Literacy. Why are we so afraid about talking about our financial success and failures? Take a look at how 2022 has treated my portfolio. Hint… not well.

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2022 Portfolio Mid Year In Review
Robin Valadares Robin Valadares

2022 Portfolio Mid Year In Review

Financial Transparency = Financial Literacy. Why are we so afraid about talking about our financial success and failures? Take a look at how 2022 has treated my portfolio so far.

Read More
2021 Portfolio Year In Review
Robin Valadares Robin Valadares

2021 Portfolio Year In Review

Financial Transparency = Financial Literacy. Why are we so afraid about talking about our financial success and failures? Take a dive into my 2021 portfolio!

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