For clinic owners, directors, residency programs, and healthcare association leaders — Canada & US

Your team isn't underpaid. They're under-educated about their money.

Financial stress is the #1 quiet driver of burnout, turnover, and disengagement in healthcare. It's also the cheapest benefit you've never offered. I come into your clinic, association, or program — in person or virtually, across Canada and the US — and teach the financial education your team should have gotten in grad school.

Inquire about a session →
Keynotes · 4-week clinical challenges · Select 1-on-1 work

Burnout isn't about hours. It's about feeling stuck.

Your highest billers are also your most stressed. They're carrying $80K–$200K in student debt. They're getting pitched whole life policies by random guys at conferences. They don't know if they should incorporate, contribute to their RRSP or 401(k), or just keep showing up and hoping it works out.

And every time they think about their money, they feel intimidated. So they don't think about it. They show up, treat patients, and quietly resent the treadmill.

You've tried the usual fixes:

  • Higher pay — they spend it, lifestyle creeps, the stress returns by Q3
  • Mental health benefits — they don't use them
  • "Wellness Wednesday" — eye-rolled into oblivion
  • Promotions — the senior clinicians are even more burnt out than the juniors

None of those address the underlying problem: your team has no idea how their money actually works. Fix that, and you fix something deeper than a salary bump ever could.

The fix

Bring me in. I'm one of them.

I'm a physiotherapist with 14 years of clinical practice in Ontario who still treats patients. I'm also a Certified Financial Counsellor (CFC) and founder of Financially Fulfilled Pro.

I built a multi-million-dollar estate the boring way — index funds, rental properties, private lending — while practising clinically. No options trading. No crypto leverage. No course-selling guru theatrics.

I'm not the suit your bank sends. I don't sell financial products. I don't manage anyone's money. I teach — and your team is treated like adult colleagues, not a captive sales audience. I work across Canada and the United States, in person or virtually, with frameworks that cover both tax systems side by side (TFSA/RRSP/FHSA and IRA/401(k)/HSA).

This is the financial education your team should have gotten in grad school. I'm here to fill the gap.

Three ways to work together

Pick what fits your team.

Most popular

60-Minute Keynote

Flat fee
Inquire for pricing

Best for: conferences, associations, full-team gatherings, residency programs.

  • 60-minute live or virtual session
  • Tailored to your audience (new grads vs. seasoned clinicians vs. owners)
  • Canadian + US financial frameworks covered
  • Q&A included
  • Slide deck and resource handouts
  • 3–5 concrete actions every attendee can implement Monday
Highest impact

4-Week Clinical Challenge

$200 / person
CAD · Volume discount for full teams

Best for: clinic owners investing in retention. Small to mid-size teams (5–40 people).

  • Your team picks 4 topics in advance — debt, investing, incorporation, whatever they actually need
  • Weekly 60-minute group session — one concept per week
  • Tangible homework between sessions to apply the framework to their own numbers
  • 1-on-1 calls included for personalized follow-up
  • Bonus: Sleep Well Budget spreadsheet for every attendee
  • Canadian + US accounts covered side by side
By application

1-on-1 Work

$249 / hour
CAD · Limited availability

Best for: individual healthcare pros with complex questions, or small specialty groups (e.g. Dalhousie Dermatology) wanting tailored 1-on-1 financial coaching.

  • 60-minute Zoom sessions
  • Bring your full financial picture (or a specific decision)
  • Walk away with a written summary and next steps
  • Specialty groups — I've worked with university departments and residency programs on a per-clinician basis
  • Not for general "where do I start" — take Adulting 101 first
  • By application only — I keep this list short on purpose
Where I've worked

Trusted by universities, associations, and clinics across North America.

Universities & academic programs
Western University University of Toronto McMaster University Dalhousie University (Dermatology) University of Saskatchewan
Healthcare associations
Atlantic Physiotherapy Association (PEI · NL · NS · NB) Saskatchewan Physiotherapy Association Alberta Association of Physiotherapy Massage Therapy Association of Manitoba APTA Arizona Embodia
Clinics & practice groups
Pulse Physiotherapy Athlete's Care Foundation Physio Movement Mentorship Burlington Sports & Spine Defy Sports Performance Propel Physiotherapy
As seen in

Featured across major financial & healthcare media.

Forbes Vetted Yahoo Finance MSN Money Washington Times GoBankingRates Everyday Health Eating Well Estée Lauder TMX Simply Recipes Jane Front Desk
Why financial literacy is a retention play

Financial stress costs more than you think.

52%
of healthcare workers report financial stress as a top driver of burnout
$80K+
average student debt for new-grad PTs, OTs, SLPs, MDs in Canada and the US
2.5×
more likely to quit if financially stressed than financially confident peers

A 1-hour keynote or 4-week challenge is the cheapest retention tool you'll ever buy — and the only one that addresses the root cause instead of the symptom.

What clinic owners say

Real reviews from teams I've worked with.

"Robin's courses do an excellent job of covering an array of financial topics that will help you gain a broader perspective. A must-take for any practitioner looking to set themselves up so they can have more time to live the life they want on their terms."— Dave Leyland, Owner, Coast Performance Rehab
"After only working with Robin for 6 months, I have gained the knowledge to direct my investments with a specific plan, and successfully purchased our first investment property — which prior to working with Robin wasn't even on our radar."— Ben M., Clinic Owner, The Ortho Institute
"Being self-employed in healthcare is rewarding but terrifying when it comes to taxes and retirement. This was the 'Personal Finance 101' I never got in grad school. I've gone from financial anxiety to a fully funded emergency fund and a growing investment portfolio. Truly life-changing."— Jessica L., Clinic Owner & Pelvic Health Specialist
"Robin has a focused, systematic approach to teaching healthcare professionals about financial management. He works with you to identify your problem areas and shows you the right tools to improve them."— Eric O., Physiotherapist, Clinic Owner
How it works

Simple, fast, no sales-y back and forth.

Step 01

You email me

Tell me about your team, the format you're considering, and rough timing. One paragraph is plenty.

Step 02

We hop on a quick call

15 minutes to align on goals, audience, and logistics. I'll give you an honest read on what'd work best.

Step 03

I show up and deliver

Live or virtual. Tailored, not canned. Your team leaves with real frameworks they'll actually use.

Frequently asked

Common questions from clinic owners and event organizers

What's the actual price for a keynote?
It's a flat fee that varies based on format (live vs. virtual), travel, and audience size. Email me with your event details and I'll send back a clear quote within 24–48 hours.
I'm in the US. Do you travel? Will the content apply?
Yes to both. Roughly a third of my work is with US clinics, associations, and residency programs. Content covers IRA, 401(k), HSA, and US tax frameworks alongside the Canadian equivalents — no awkward "this section only applies to half the room."
Do you do virtual or only in-person?
Both. About half my engagements are virtual now. Virtual works great for distributed teams or remote-first clinics; in-person is better for energy and Q&A depth at full-team events.
Will you sell my team financial products?
No. I'm a CFC, not a CFP. I don't manage money, sell insurance, or take commissions. I'm paid to teach and I leave when the session ends.
How does the 4-week challenge actually work?
Before week 1, your team picks 4 topics they actually want to learn — debt, investing, incorporation, real estate, whatever fits. Each week we cover one concept in a live group session, then everyone gets tangible homework to apply it to their own numbers. The package also includes 1-on-1 calls for anyone who wants personalized follow-up.
My team is half-Canadian, half-American. Does that matter?
Not at all. I cover both Canadian and US frameworks side by side — TFSA/RRSP/FHSA and IRA/401(k)/HSA. The underlying principles are identical.
How far in advance do you book?
Usually 4–8 weeks for keynotes, 2–4 weeks for the 4-week challenge. Email me your target dates and I'll tell you what's open.
I just want 1-on-1 help, not a team thing. Can I book?
Sometimes. I keep 1-on-1 availability deliberately limited because group work has more impact per hour. If you've already taken Adulting 101 and have specific complex questions — or you represent a university department or residency program (like Dalhousie Dermatology) wanting personalized 1-on-1 coaching for your members — apply via the 1-on-1 button above and I'll respond within a few days.
Get started

Let's get your team financially fluent.

Tell me about your clinic, association, program, or event. Canadian or US, live or virtual. I'll get back to you within 48 hours with a clear next step.

Email me to get started →
info@financiallyfulfilledpro.com · Replies within 48 hours

As Heard On

Become Pandemic & Recession Proof

In 2019 I switched clinics and had to rebuild a caseload from the bottom, 2020 the world stopped, my income took a nosedive (clinic closures), yet my net worth continues to rise.

Why?

The exact values in the graph below have been changed for privacy reasons but the trendline is accurate. Notice how in 2020, during the height of the pandemic and being unable to practice in-clinic my income took a nosedive, however, my net worth (not solely tied to my income) rose.

The Importance of Owning Assets

Frequently Asked Questions

  • Absolutely none! I have nothing to hide here. I have not taken any undergraduate, post graduate or extra-curricular courses in anything related to financial planning, economics, accounting etc.

    The information provided is strictly from what I have learned through my career as a hobby of mine, something that I am deeply passionate about and that I have spent my evenings and weekends learning about. My sources have mainly been through networking, youtube channels, podcasts, and non-fiction books. Well, I’ve also learned through trial and error and losing sums of money. I’m hoping through my experience I can spare you from those mistakes

  • Yes, as a matter of fact, I do. I do offer speaking sessions live in person at work retreats, rounds, team-building functions, clinical development functions and town halls. Between both in person and virtual offerings, I will be sure to meet your needs

  • First, this is not a get-rich-quick scheme, nor is the information designed to get ‘filthy rich. There is so much more to life than money. I have designed this course first and foremost to disseminate information that the most wealthy in society already know but the poor and middle class don’t. Secondly, to present the opportunities of what can be achieved by allied health professionals so that they can take control of their lives and achieve their own sense of fulfillment.

  • Nooooooooo… but… it is strongly recommended that you do. The intermediate course builds upon concepts learned in the beginner course. You may be enticed to go straight to the intermediate course but we will be moving at a faster pace and without the initial foundation you may be overwhelmed and feel out of place.

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